Topping up your retirement income with A.S.A.G

As we enter retirement, financial stability becomes even more crucial to maintain the lifestyle we desire. Many Australian seniors find themselves wondering how to meet the rising costs of living without exhausting their savings or making difficult decisions, such as selling their homes. The good news is that your home can work for you without you ever having to leave it.

In our FREE ebook download, we’ll explore three effective ways to tap into your home’s value: Lump Sum Payments, Supplementing Your Income through regular instalments, and Cash Reserves.

Why Topping Up Your Retirement Income Is the Guide You Need!

https://www.youtube.com/watch?v=XmX09D7-Czsu0026list=PLFmgAfKuT1yEmWXbkvwV-8XEmE0l7kXNf
Discover smart ways to unlock cash from your home’s equity without the need for monthly repayments.
Explore options like Lump Sum Payments, Regular Instalments, and Cash Reserves to suit your retirement lifestyle.
Find out how to maintain your home ownership while boosting your income for the good things in life.
Get insider tips and real-life examples of retirees just like you!

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Frequently Asked Questions

Equity release is a broad term used to generally refer to a product that allows a home or property owner to release some of their equity. There are two primary types of products that allow customers to do this. One being a Reverse Mortgage, the other being a Home Reversion.


Home Reversions are designed to allow seniors access to debt-free funding for their retirement. It can also be an alternative to borrowing against your home’s value. You agree to sell a part of your house or a percentage of its future sale proceeds to trade for money, with no capitalising interest as one of its benefits. You remain as the homeowner and live in it with no obligation to sell until you choose to.

The total amount you can access will be calculated based on your age, the location of your property, as well as the value of your home. It can be designed so that you only access what you need, when you need it. If you would like to receive an obligation-free estimate, you can use our Equity Calculator.

How much can I access as an income stream?

Reverse mortgages are well regulated by the National Consumer Credit Protection Act 2009; these protections apply to our ASAG Reverse Mortgage as well as other equity release products.

  • You remain the homeowner of your property and can benefit from any growth in the property value in the future.
  • A Lifetime Occupancy is guaranteed, so the lender cannot remove you from your home. Also, they cannot force you to sell your home against your will as long as you meet your obligations under the reverse mortgage.
  • The “No Negative Equity Guarantee” (NNEG) law was introduced in 2012, so you can be protected and cannot owe more than your home’s value.

What protections are offered by Government?

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