No Super, No Savings and the Banks Turned Me Down

But I am sitting on locked away equity in the home that I own.

Retirees Living in Poverty

35% of retired Australians live below the poverty line, second last in access to money in retirement of the 23 OECD countries we are compared with.

Income in Retirement

Learn how your locked away home equity can be used as income in your retirement

Government Protections

Understand the Government protections to protect your home and your family

Tailored to Your Needs

Get an idea for how a Reverse Mortgage could be tailored to your needs.

Unlocking Your Wealth

Understand how much equity YOU could UNLOCK!

What People Say About Us

Frequently Asked Questions

You remain the homeowner of your property and can benefit from any growth in the property value in the future. Reverse mortgages are well regulated by the National Consumer Credit Protection Act 2009; these protections apply to our ASAG Reverse Mortgage as well as other equity release products.

Will I lose ownership of my home?

The “No Negative Equity Guarantee” (NNEG) law was introduced in 2012, so you can be protected and cannot owe more than your home’s value.

As part of the Government protections, all lenders within the Equity Release industry must provide you with an ASIC MoneySmart projection. This projection gives you three circumstances of how your equity against your loan will look over a 5, 10 and 15 year period. Although no one can predict the future, these circumstances take assumptions into consideration to give you the best prediction as possible.

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