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What is my Available Equity?Find out how much you may be eligible to borrow and how an A.S.A.G. Reverse Mortgage can help you gain greater financial security, and a better retirement.
Receive your A.S.A.G. Reverse Mortgage Guide to find out more about how an A.S.A.G. Reverse Mortgage works and how Australian retirees are making the most of their retirement and planning with the assistance of Australian Seniors Advantage Group.
What is an A.S.A.G. Reverse Mortgage?
Why choose an A.S.A.G. Reverse Mortgage for Equity Release
How It Works
Our state-of-the-art application and approval process provides Australian seniors with a quicker and more effective solution to applying for credit to meet their retirement needs.
Use the information and tools available on our website to find out if an A.S.A.G. Reverse Mortgage is right for you (if you qualify) and estimate your potential borrowing power
A.S.A.G. prides itself on its fast and easy application process and outstanding communication – we are available to assist if needed. Simply get in touch with us.
Have your property valued to finalise your application and potential equity release amount.
Visit your solicitor to receive professional advice before executing the required documents.
An A.S.A.G. Reverse Mortgage can be a big decision for most applicants. This is why we encourage you to discuss the decision with your nearest and dearest before finalising your equity release.
Upon final assessment and approval you will receive your funds and can start living the retirement you deserve from the wealth you’ve created!
What can a Reverse Mortgage with A.S.A.G. be used for?
An A.S.A.G. Reverse Mortgage has helped senior Australian homeowners make the most out of the equity within their home and find greater security for a comfortable retirement. The release of the locked away equity can be used to assist senior Australians in a number of different ways, aiding to achieve their financial goals and objectives.
Use an A.S.A.G. Reverse Mortgage to pay for aged care without having to sell your home.
An A.S.A.G. Reverse Mortgage gives parents and grandparents the ability to act as the Bank of Mum and Dad (or BOMD) to their family when they need it most.
A.S.A.G. also offers a reverse mortgage that focuses on assisting Australian retirees cover their day-to-day life with an A.S.A.G. FIRST Account.
Consider an A.S.A.G. Reverse Mortgage in your retirement planning to consolidate your debts of existing mortgages or credit cards and eliminate any regular repayment requirements.
Age in place by remaining at home and in your community. With a level of freedom, this can be a much more preferred option for many Australian seniors rather than moving into residential aged care.
Use an A.S.A.G. Reverse Mortgage for your home improvements, repairs, and renovations.
Take a cruise with family or friends without dipping into your retirement savings or superannuation with the use of an A.S.A.G. Reverse Mortgage.
Use an A.S.A.G. Reverse Mortgage to pay for your next local or overseas holiday or travel.
One of the benefits in acquiring an A.S.A.G. Reverse Mortgage is that it allows you to upgrade necessities that you use in everyday life, such as a car.
*DISCLAIMER: Interest is based on a loan of $150,000 with a term of 25 years. Interest is calculated daily and charged monthly. Please note the comparison rate only applies to the examples given. Different loan amounts and terms will result in different comparison rates. Costs such as redraw fees and costs savings, such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Frequently Asked Questions
Many of Australia’s elderly population have their home as the primary source of their wealth. A reverse mortgage with A.S.A.G. is a loan that is designed to give you access to this wealth and enable you to live the retirement you deserve without selling or moving on from your home.
You only need to repay the loan when you permanently move from your home. This is only if you choose to sell your property, move out or if you pass away. You are free to make voluntary regular or one-off payments, although this is not a mandatory requirement.
Yes. You remain the owner of your home and continue to live in it for as long as you wish. In doing so, you will be the one to benefit from any increase in property value.
What People Say About Us
I have been absolutely thrilled with not just the professional service offered by ASAG but also by their kindness and understanding. Compared to two other major Reverse Mortgage companies who between them took 13 months to decline my application due to me living in a resort I have found Gavin Luka at ASAG extraordinary in his patience with any amount of questions which were answered so promptly and in full. A very happy life ahead.
Kathy on Trustpilot
22 Mar 2022
We are very happy to “highly recommend” Gavin Luka for providing his thoughtful, empathetic, personable yet professional service during the acquisition of loan process. Gavin’s ability to ‘make it happen’ in a calm, seamless manner at a very stressful time for us – meant a lot.
Thankyou Gavin, what a ‘star’. Blessings to you
ASAG are very fortunate to have you on their team. Well done.
Carol Fleming on Trustpilot
9 Mar 2022
This was a very pleasant experience
This was a very pleasant experience. Plenty of guidance given along the way. Some anxiety but now looking back nothing to be concerned about. Thank you Gavin and his team.
Sandra Phillips on Trustpilot
7 Mar 2022
dealing with paul and gavin extremely easy
dealing with paul and gavin was extremely easy and also very pleasureable. if taking out a reverse mortgage i would reccomend asag to anyone.
Bob Manskie Manskie on Trustpilot
7 Mar 2022
I have used this company very recently and especially Gavin.He was so helpful in every way and talked me through everything that I needed to do.He was so polite , understanding and gentle with this gal as I was sick at the time but he just explained it all step by step and made the whole procedure as painless as possible though it wasn’t as easy a procedure as I’d hoped.They always answered the phone promptly and if Gavin wasn’t immediately available he’d always ring back very promptly.I can assure you this company is so easy to deal with.
Heather on Trustpilot
7 Mar 2022
*DISCLAIMER: Interest is based on a loan of $150,000 with a term of 25 years. Interest is calculated daily and charged monthly.
Please note the comparison rate only applies to the examples given. Different loan amounts and terms will result in different comparison rates. Costs such as redraw fees and costs savings, such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.