Why Choose A.S.A.G.?
At A.S.A.G., we can offer older Australians the ability to access bigger funds in loan proceeds with a Lump Sum. It is your best option if you’ve been wanting to renovate your home, buy a new car, go on a holiday or repay other debts.
The amount you can receive will depend on three factors: your age, the value of your property, and the location of your property.
Withdraw A Bigger Fund
Access more equity and draw down available proceeds in one lump sum at settlement.
The amount is paid to you at the start of your loan. Future funds can be received either through Regular Installments or a Cash Reserve / Line of Credit.
Eliminate Monthly Mortgage Payments
You remain the owner of the home and on the registered title. Just continue to take care of property taxes, and insurance, and keep the home in good shape.
Who is a Lump Sum Good For?
If you own a property and are considering accessing your home equity, a Lump Sum could be a great choice to help boost your financial situation in retirement.
Just like other loans, you can use the proceeds to pay off huge expenditures.
Do you want to tap into your equity that you’ve been investing in your home for years? Use the Lump Sum or monthly payments to add to your income.
Has the value of your home grown over the years? You deserve access to your home equity to ensure a stable and secure retirement.
What’s the Qualification for the Lump Sum?
We at Australian Seniors Advisory Group (A.S.A.G.) pride ourselves in our commitment to guiding you through each phase of our loan process. We make it our priority to fully understand your needs.
The best way to determine whether a Lump Sum is right for you is to sit down and talk to our A.S.A.G. consultants to understand each of the products allowing you to decide which option suits your specific situation.
A borrower must meet the following requirements to qualify:
- You must be at least 60 years old.
- You must own or almost own a property.
All applications will be subject to additional responsible lending assessment before receiving an outcome.
What People Say About Us
I have been absolutely thrilled with not just the professional service offered by ASAG but also by their kindness and understanding. Compared to two other major Reverse Mortgage companies who between them took 13 months to decline my application due to me living in a resort I have found Gavin Luka at ASAG extraordinary in his patience with any amount of questions which were answered so promptly and in full. A very happy life ahead.
Kathy on Trustpilot
22 Mar 2022
We are very happy to “highly recommend” Gavin Luka for providing his thoughtful, empathetic, personable yet professional service during the acquisition of loan process. Gavin’s ability to ‘make it happen’ in a calm, seamless manner at a very stressful time for us – meant a lot.
Thankyou Gavin, what a ‘star’. Blessings to you
ASAG are very fortunate to have you on their team. Well done.
Carol Fleming on Trustpilot
9 Mar 2022
This was a very pleasant experience. Plenty of guidance given along the way. Some anxiety but now looking back nothing to be concerned about. Thank you Gavin and his team.
Sandra Phillips on Trustpilot
7 Mar 2022
dealing with paul and gavin was extremely easy and also very pleasureable. if taking out a reverse mortgage i would reccomend asag to anyone.
Bob Manskie Manskie on Trustpilot
7 Mar 2022
I have used this company very recently and especially Gavin.He was so helpful in every way and talked me through everything that I needed to do.He was so polite , understanding and gentle with this gal as I was sick at the time but he just explained it all step by step and made the whole procedure as painless as possible though it wasn’t as easy a procedure as I’d hoped.They always answered the phone promptly and if Gavin wasn’t immediately available he’d always ring back very promptly.I can assure you this company is so easy to deal with.
Heather on Trustpilot
7 Mar 2022