Category: Retirement Planning

Seniors seek to safeguard their wealth through asset protection trusts, ensuring a smooth transfer to future generations. Learn why it’s vital and its benefits. In the later years, elderly Australians find themselves in a unique position, having accumulated a lifetime of assets and wealth. Preserving this wealth for their own well-being and ensuring a seamless … Continued

Reaching the age of 50 is a significant milestone in one’s life, particularly when it comes to assessing your financial standing and preparing for retirement. In Australia, there are certain perceptions and benchmarks associated with net worth at different ages. This blog post explores the importance of determining your net worth by age 50 and … Continued

Baby Boomers are increasingly seeking guidance from retirement coaches to reimagine their post-career phase as more than just golf, gardening, and family time. At 71, Jon Glass, a former chief investment officer with decades of experience managing retirement funds, now provides retirement coaching services. He observes a prevalent sense of “relevance deprivation” among those transitioning … Continued

In retirement planning, the 4% rule stands out as a focal point for addressing a common concern: determining the sufficient savings required for a comfortable retirement. While there are differing opinions on how much one should save, there is comparatively less clarity regarding the optimal withdrawal amount during retirement—a gap that the 4% rule aims … Continued

ACU Received AAA Funding The Australian Catholic University (ACU) researchers, funded by the Australian Automobile Association (AAA), will create a specialised program aimed at improving pedestrian safety for older adults. This initiative comes in response to a 10.3% rise in pedestrian fatalities, reaching 161 deaths in the year leading up to June 2023. The National … Continued

In this article, we delve into what the Work Bonus Scheme is, how seniors in Australia can apply for it, and the pros and cons of participating in the scheme. Retirement no longer means leaving the workforce for good. Many seniors in Australia are choosing to continue working in some capacity during their retirement years. … Continued

This blog delves into what Exchange Traded Funds (ETFs) are, and their feasibility as a retirement support vehicle. As people approach retirement, financial security becomes a top priority. While traditional retirement plans like pension funds and savings accounts remain popular, newer investment options such as ETFs have gained significant traction in recent years. What are … Continued

In 2023, the Australian Institute of Health and Welfare (AIHW) released a groundbreaking report that revealed something remarkable: Australians are living longer than ever before. As seniors down under continue to crack the centuries, it’s essential to understand the factors contributing to this trend and how older Australians can make the most of their extended … Continued

This article explores the feasibility of investing in green bonds, the mechanics behind them, and how seniors can invest in them through approved channels. As seniors plan for their financial future and seek to leave a lasting legacy, one increasingly attractive investment option is emerging — green bonds. These bonds not only offer the potential … Continued