Category: Retirement Planning

In retirement planning, the 4% rule stands out as a focal point for addressing a common concern: determining the sufficient savings required for a comfortable retirement. While there are differing opinions on how much one should save, there is comparatively less clarity regarding the optimal withdrawal amount during retirement—a gap that the 4% rule aims … Continued

ACU Received AAA Funding The Australian Catholic University (ACU) researchers, funded by the Australian Automobile Association (AAA), will create a specialised program aimed at improving pedestrian safety for older adults. This initiative comes in response to a 10.3% rise in pedestrian fatalities, reaching 161 deaths in the year leading up to June 2023. The National … Continued

In this article, we delve into what the Work Bonus Scheme is, how seniors in Australia can apply for it, and the pros and cons of participating in the scheme. Retirement no longer means leaving the workforce for good. Many seniors in Australia are choosing to continue working in some capacity during their retirement years. … Continued

This blog delves into what Exchange Traded Funds (ETFs) are, and their feasibility as a retirement support vehicle. As people approach retirement, financial security becomes a top priority. While traditional retirement plans like pension funds and savings accounts remain popular, newer investment options such as ETFs have gained significant traction in recent years. What are … Continued

In 2023, the Australian Institute of Health and Welfare (AIHW) released a groundbreaking report that revealed something remarkable: Australians are living longer than ever before. As seniors down under continue to crack the centuries, it’s essential to understand the factors contributing to this trend and how older Australians can make the most of their extended … Continued

This article explores the feasibility of investing in green bonds, the mechanics behind them, and how seniors can invest in them through approved channels. As seniors plan for their financial future and seek to leave a lasting legacy, one increasingly attractive investment option is emerging — green bonds. These bonds not only offer the potential … Continued

This Halloween, let your imagination run wild, and you’ll discover that the most hauntingly fantastic celebrations don’t require a frighteningly high budget. Halloween, with its ghosts, ghouls, and goblins, is a favourite holiday for many, and it’s just around the corner. But as we get ready to celebrate Halloween in 2023, it doesn’t have to … Continued

The following discuss the pressing need to expand psychology services for Australian seniors and explore ways to take care of their mental health, leading to a more fulfilling retirement. As Australia’s elderly population continues to grow, ensuring their mental health and well-being becomes paramount. Psychological support plays a crucial role in promoting the overall health … Continued

The following discuss the mechanics of the Veteran Transition Strategy, transition process for departing ADF personnel, and social services available to ADF veterans in retirement. The transition from uniform to civilian life can be challenging, especially for Australian Defence Force (ADF) veterans. From a structured, regimented military life to retirement — a well-thought-out transition process … Continued