Fire safety is paramount for seniors ageing in place across Australia. We’ll cover building fire-resilient homes, essential equipment, and boosting property value.
As seniors across Australia seek to age in place, ensuring the safety and resiliency of their homes becomes paramount. One of the most significant concerns for homeowners, especially those in regions prone to wildfires, is fire protection.
In this guide, we’ll explore the importance of building fire resilience in a senior’s property, the essential equipment to invest in, and how prioritising fire safety can positively impact property value.
Fire Protection for Seniors
Australia is no stranger to the threat of bushfires and the devastating impact they leave on homes and communities. Some people may say the memories of the Black Summer fires are enough to trigger jittery nerves of anybody, including even those living in low-risk bushfire areas.
Consider this: current safety data indicates that almost 50 per cent of deaths in house fires in Australia are of people over 65 years old. The NRMA recorded that for January-April 2023, it already received 294 fire damage claims, on top of the 1,143 home/contents claims filed in 2022.
A subsequent NRMA Insurance Wild Weather Tracker report in September 2023 found that during the winter 2023 season, the NRMA already logged 4,184 wild weather damage claims for homes and vehicles across the country. The spring and summer of 2023 also generated an early heatwave leading to what scientists claim is the worst bushfire season since Black Summer.
Worse, the Climate Council Australia warned that due to climate change risks, one in 25 Australian homes might be “uninsurable.”
Fire Protection Equipment for Seniors
Building fire resilience in a senior’s home involves equipping the property with essential safety equipment. Below is a list of key fire protection equipment.
Smoke Alarms
Smoke alarms are integrated fixtures in many modern homes. Install smoke alarms in every bedroom, the kitchen, and hallways leading to bedrooms. Regularly test and replace the batteries to ensure they function correctly.
Fire Extinguishers
Fire extinguishers are essential for tackling small fires before they spread. Fire Extinguisher Online reported that under Australian Standard AS 2444, your fire extinguisher should be between two metres to 20m away from areas of potential fire hazards. Ensure seniors are familiar with how to use them.
Fire Blankets
Fire blankets can be used to smother small fires or wrap around a person to protect them from flames. Keep a fire blanket in the kitchen and other high-risk areas.
Fire-Resistant Safes
Protect important documents, valuables, and irreplaceable items with a fire-resistant safe. Safes are an excellent investment for preserving cherished memories and financial assets. However, analyse your needs and what stuff to put in the safe, as safes have varied degrees of fire protection.
Fireproof Curtains
Fire-resistant curtains can help prevent fires from spreading by blocking heat and flames. Install these curtains in vulnerable areas, such as windows facing wooded areas.
Fire-Resistant Building Materials
If you are considering a new build or renovating your property, your architect and contractor may recommend investing in quality fire-resistant building materials such as brick, concrete and gypsum. These materials can significantly reduce the risk of a fire spreading through the structure of the home, especially when treated with fire retardants.
Ember Guards
Ember guards, including ember-resistant mesh screens for windows and vents, help keep flying embers from entering the home and igniting combustible materials inside. Ember guards sold in Australia are manufactured under AS 3959-2018, which covers building properties in bushfire-risk areas and required materials.
Automatic Fire Sprinkler Systems
For a more comprehensive solution, consider installing an automatic fire sprinkler system. These systems can quickly suppress fires, reducing damage and the risk of injury. Each state and territory in Australia will have its own regulations for installing residential home sprinklers, which are codified by AS 2118.5-2008.
Home Fire Escape Plan
Develop and practise a home fire escape plan with seniors and their families. Ensure that everyone knows the escape routes and designated meeting points. To make the escape plan effective, a proper home cleanup plan must be in place, which includes clearing out the property of potential kindling. This is also vital, for example, in fixing up a property whose senior resident is a hoarder in drastic need of assistance.
The Impact of Fire Safety Investments on Property Value
Investing in fire safety equipment not only protects lives and property but can also positively affect a senior’s property value in several ways, such as the following:
- Increased Marketability – Homes with robust fire protection features are more appealing to potential buyers. These safety measures provide a sense of security and peace of mind, making the property more desirable.
- Potential Insurance Discounts – Some insurance providers in Australia offer discounts on homeowners’ insurance for properties equipped with fire safety equipment. Seniors can enjoy cost savings on their insurance premiums.
- Preservation of Property – Fire protection measures can prevent or minimise damage in the event of a fire. Preserving the property’s structure and belongings maintains its value and resale potential.
- Higher Appraisal Values – Appraisers may assign a higher value to homes with fire safety features, reflecting the investment in protection and security.
- Compliance with Regulations – Meeting fire safety code compliance requirements can enhance a property’s value. It demonstrates that the home is built and maintained to the highest safety standards.
The A.S.A.G. Reverse Mortgage
For seniors who want to age in place, a fireproof home allows them to maintain their independence and stay in familiar surroundings, avoiding the need for relocation to assisted living facilities.
Investing in fire protection measures can positively impact property value. Homes with robust fire safety features are more appealing to potential buyers and can command higher selling prices.
The A.S.A.G. Reverse Mortgage is the ideal tool for initiating better fireproofing for your home. The property’s equity may be used to finance Home Improvements for added fire protection.
Contact the A.S.A.G. at 1300 002 724 or email info@asagfirst.com.au to discuss your financial plans for fireproofing your home.
DISCLAIMER: This article is for informational purposes only and does not constitute official advice. A.S.A.G. is not affiliated with any mentioned brands or companies.