Category: Retirement Planning

Making your grandkid happy through a gift this Christmas is a hard decision since you cannot always predict the minds of the new generation. As a grandparent, making your grandkids feel special this Christmas season is your own happiness too. Imagine looking at their wide smiles and shimmering eyes once you fulfil their dream gift … Continued

Australia’s second-largest telecommunications announced that millions of customers were victims of cybercrime where their personal identification from their database was stolen. These included names, phone numbers, birthdates, and email addresses which are important information that can be used to attack customers’ accounts. There are instances that even driver’s licence and passport numbers are also affected. … Continued

Making the most out of retirement is a dream for many Australian seniors — part of it is living in a comfortable place which can give them the fulfilment they’ve earned. During retirement, many choose to live in a retirement dreamland, or downsize to free up their finances. If you plan to move, here are … Continued

The farming industry is one of the cornerstones of the Australian economy. In recent years, the idea of getting into farming may have spawned amongst people seeking to supplant their income or to start over, even in retirement. Investing in one using your superfunds may require some finesse in crunching the numbers through retirement planning … Continued

No matter how seniors anticipate and prepare their savings and pension in their early years, their retirement income is usually insufficient to fund their daily living due to circumstances such as emergencies and inflation. And to resolve this, retirees need to look for pension boost strategies, especially now with the rising cost of living. For … Continued

Savings is the amount left after consumer spending is subtracted from the amount of disposable income you earned in a given period of time. As long as you’re in the right fund, it’s possible to get better returns from your savings. The bigger your deposit or the longer you tie your money up for, the … Continued

Anyone could make money mistakes at one time or another, especially when you were young.  It’s quite common to make questionable financial decisions. However, while some money mistakes are harmless and just part of growing up, some could have a greater effect on your future than others. Here are some of those money mistakes that … Continued