Category: Retirement Planning

People in the later years of their lives may be considering how to take care of their loved ones after they go by taking out a life insurance policy. But, how does it work anyway? Types of life insurance policies There are two broad classes of life insurance policies: Determining the level of coverage When … Continued

Gardening, particularly a sustainable garden, is one hobby some seniors may have lit a spark to engage in on their retirement property. Let’s take a deep dive. Think of the ideas you want to have for your sustainable garden. Answering those questions and then some, plus consultations with your loved ones, will give you clues … Continued

Your retirement property should be of higher indoor air quality. Breathing capacity is vital for people approaching senior age. At home, there’s a higher premium given the closed-door environment. Indoor Air Quality According to the National Health and Medical Research Council, indoor air is the air that exists in a structure occupied by people of … Continued

Making your grandkid happy through a gift this Christmas is a hard decision since you cannot always predict the minds of the new generation. As a grandparent, making your grandkids feel special this Christmas season is your own happiness too. Imagine looking at their wide smiles and shimmering eyes once you fulfil their dream gift … Continued

Australia’s second-largest telecommunications announced that millions of customers were victims of cybercrime where their personal identification from their database was stolen. These included names, phone numbers, birthdates, and email addresses which are important information that can be used to attack customers’ accounts. There are instances that even driver’s licence and passport numbers are also affected. … Continued

Making the most out of retirement is a dream for many Australian seniors — part of it is living in a comfortable place which can give them the fulfilment they’ve earned. During retirement, many choose to live in a retirement dreamland, or downsize to free up their finances. If you plan to move, here are … Continued

The farming industry is one of the cornerstones of the Australian economy. In recent years, the idea of getting into farming may have spawned amongst people seeking to supplant their income or to start over, even in retirement. Investing in one using your superfunds may require some finesse in crunching the numbers through retirement planning … Continued

No matter how seniors anticipate and prepare their savings and pension in their early years, their retirement income is usually insufficient to fund their daily living due to circumstances such as emergencies and inflation. And to resolve this, retirees need to look for pension boost strategies, especially now with the rising cost of living. For … Continued

Savings is the amount left after consumer spending is subtracted from the amount of disposable income you earned in a given period of time. As long as you’re in the right fund, it’s possible to get better returns from your savings. The bigger your deposit or the longer you tie your money up for, the … Continued