Paying off your mortgage sooner is critical because the longer you put off repayments, the more you’ll end up paying as interest continues to accrue on your outstanding loan balance. Also, if you get rid of your debt faster, there’s a chance to improve your retirement and overall financial freedom. When it comes to mortgage … Continued
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The cost of living is the amount of money we need to maintain a lifestyle in a particular time period. The factors contributing to this may include your family structure, location, way of living, and the economy. At present, the economy is not cooperating. Our Australian seniors who have limited savings and relying on super … Continued
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Learn to prepare for a financial emergency because setbacks tend to be difficult to manage once it has begun. According to a report released by the Australian Bureau of Statistics (ABS), 38% of Australians experience at least a form of household financial stress. This increased stress contributes to more individuals using up their savings and … Continued
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When winter comes, people tend to spend more time at home and end up using more energy than usual. Here’s how to cut spending on energy costs in winter as well as some easy ways to keep warm and cosy. Before getting into these helpful tips, it’s better to know where the average Australian household … Continued
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In Australia, many new businesses are choosing the approach of successful car services apps — from car services, such as maintenance and repair, to booking a ride. With the help of these apps, you can connect to the best car service providers in your area. AutoGuru — Car services AutoGuru provides their customers convenience with … Continued
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How does a person decide and what to consider when deciding between these options: renting vs buying a home? Affordability of housing has been a big issue. Determining whether to continue renting or finally jumping onto the property ladder can be a challenging decision. Should you be renting or buying a home? Let’s go through … Continued
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Anyone could make money mistakes at one time or another, especially when you were young. It’s quite common to make questionable financial decisions. However, while some money mistakes are harmless and just part of growing up, some could have a greater effect on your future than others. Here are some of those money mistakes that … Continued
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What is mortgage stress, and how can you conquer it without losing your home? As the Reserve Bank of Australia (RBA) are signalling that interest rates are expected to rise in the near future, many banks and home loan providers have started to change their own fixed rates with a rise by around 20 to … Continued
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While it seems like a hassle, it remains true that refinancing your home loan is one of the better options to get the best deal. Many people have been refinancing which was driven by the record low interest rates and property boom in 2021. PEXA reported that Australians were refinancing their homes at record rates, … Continued
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